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Farm owners claim that their sports cars are farm vehicles to get insurance discounts

Since owners of farm vehicles get huge discounts on insurance premiums, some commit insurance fraud as they claim that their Porsche Carrera, Mercedes SL550 and BMW Z4 are being used exclusively on a farm.

This is the assessment of Quality Planning, a company based in San Francisco that verifies policyholder data for auto insurance companies. The chances of a farm vehicle colliding or getting stolen are lower than those used in urban areas.

Hence, auto insurers offer farm-use discounts of as high as 20%. Quality Planning examined 80,000 vehicles that were given a farm-use insurance discount in 2010.

Read the entire article Farm owners claim that their sports cars are farm vehicles to get insurance discounts